workers’ compensation

Exclude Yourself! Michigan Workers’ Compensation Exclusion Options

By Dan West, Brown & Brown of Detroit Commercial Insurance Advisor As commercial insurance advisors, we are frequently asked about excluding sole proprietors, officers, or family members from workers’ compensation coverage. These guidelines can be difficult to decipher, but understanding is key, especially in industries that use a large number of subcontractors, such as landscaping,

Q3 2017 Advisor Newsletter

Please download the PDF to read the following articles: You Don’t Cry Over Spilled Milk – But You May Have to Pay for It Reimbursement vs. Duty to Defend Hit the Brakes: Acceptable vs. Unacceptable Commercial Drivers Top 5 Ways to Reduce Your Workers’ Compensation Costs

Top 5 Ways to Reduce your Workers Compensation Costs

Insurance costs are top of mind for all companies. The expense and the hassle of insurance often creates a dislike for the process necessary to best manage the program. At times, companies don’t feel they have much control over the cost, which it is a variation of market forces they don’t believe they can influence. Workers’

How Analyzing Work Comp Claims Helps Both Business and Their Brokers

By Ryan J. Wellman, AAI – Brown & Brown of Detroit Workers’ compensation is a polarizing topic for many businesses- many don’t understand it or don’t think they have any control over it. There are many reasons for this misunderstanding. Coverage can be complex, but clarity empowers employers to take control of current claims and