Steve Hettrick

The Potential Employer Liability of Offering a Group Life Program

By Steve Hettrick, Employee Benefits Advisor Many employers provide group term life insurance as part of their benefits offering. Group term life policies include an option that allows terminated employees to continue life insurance coverage at their own cost after their employment ends by converting the policy from group to individual coverage.  The option to

Increasing Drug Prices Can Be a Bitter Pill to Swallow: How Brown & Brown’s Pharmacy Purchasing Coalitions Can Help

By Steve Hettrick, Benefits Practice Leader, Brown & Brown of Detroit Prescription Drug Costs Are On the Rise…Again Prescription drug costs are expected to rise 11.6% in 2017, up from the previous year’s increase. By comparison, wages are expected to rise just 2.5% in the same time period (per Segal Consulting). In fact, prescription drug