policy language

You Don’t Cry Over Spilled Milk, But You May Have to Pay for It

By Matt Dinverno, Commercial Insurance Advisor “Don’t cry over spilled milk” is a phrase I’ve heard hundreds of times. I frequently read headlines about large legal settlements over spilled coffee or other perplexing liability scenarios. As an insurance professional, with insurance protection and clients’ exposures on my mind, I think about what would happen if

Policy Language is Critical

By Ryan Wellman, Commercial Insurance Agent Ask any business owner about their insurance policy, and they will say that aside from the limits and premiums, it is standard. This assumption has the potential to cause serious problems when it comes time to make a claim. Most business owners fail to understand that the policy they

Behind the Walls of your Insurance Program

A question to all business owners: What is more valuable, your home or the viability of your business?  I would suspect that the financial stability of the company would prevail, after a very difficult thought review.  While both purchases are very important, in many cases, individuals undergo a much more extensive due diligence process when

Doing the Job Right; No One Will Know

No one can forget the tragic events of September 11, 2001.  The truly devastating events of that day have permanently changed us all.  Imagine for a moment, someone had prevented the attacks of September 11. Would anyone even know to give that person “credit”? Before the attacks, it is feasible someone could have identified the vulnerability