employee benefits

How Are You Tackling Your Talent Retention Challenge?

By Jim Grawburg, Employee Benefits Advisor The Wall Street Journal recently reported that, for the first time in the history of the data, there are more job openings than people to fill those jobs.1 That assumes that every employee is a fit for every job available. What about your organization? Many companies report that the

May 2018 Advisor Newsletter

Please download the PDF to read the following articles: Lessons Learned: Open Enrollment 2018 The Potential Employer Liability of Offering a Group Life Programs Selling Your Interest in a Business? When & What to Tell Your Insurance Advisor Commercial Flood Insurance is All the Same… Right?!

Lessons Learned: Open Enrollment 2018

By Tricia Godin, Employee Benefits Advisor Many employers who offer health benefits have completed their annual open enrollments for 2018. Of these businesses, how many have had a meaningful discussion and debrief on what worked, and what may not have worked well? If the employer used a benefit administration platform, how did it perform? The

Small Businesses CAN Overcome Administrative Challenges

By Tricia Godin, Employee Benefits Advisor Small business owners often perform multiple roles within their company, including but not limited to Human Resources, Operations, and Accounting functions. Not to mention that simultaneously they are also growing their bottom line, recruiting, and managing multiple vendor relationships. Health benefit advisors can significantly assist with relieving the administrative

The Skinny of It: Benefits of MEC Plans

By Sherman Edwards, Employee Benefits Advisor For the past few decades workers have increasingly relied on their jobs for access to health insurance, which would presumably be out of reach financially for most American workers. There are still employees who cannot afford major medical insurance, even when subsidized by their employers. It would likely be

Upcoming Group Benefits Renewals: Forecast & Savings Strategies

By Jerry Zaccardelli, Vice President of Employee Group Benefits As the fall season approaches, the benefits team at Brown & Brown of Detroit is beginning to gear up for their busy, pre-renewal season. A majority of employers’ group benefit programs renew on January 1, so we’ve been busy preparing to help our clients through the

The Potential Employer Liability of Offering a Group Life Program

By Steve Hettrick, Employee Benefits Advisor Many employers provide group term life insurance as part of their benefits offering. Group term life policies include an option that allows terminated employees to continue life insurance coverage at their own cost after their employment ends by converting the policy from group to individual coverage.  The option to

Volunteering to Benefit: Something for Everybody

By Tricia Godin, Employee Benefits Advisor Finding employees is a challenge, and finding the right benefits mix to help with overall benefit satisfaction is another challenge our clients face. A very popular and effective strategy our clients are using involves Voluntary Benefit offerings, to round out coverage offerings and enrich the plans. Change is all