ignite

B & B CEO Featured in Business Insider

Ahead of the devastation caused by Hurricanes Florence and Michael, Brown & Brown Insurance CEO Powell Brown sat down with Business Insurance Deputy Editor, Gloria Gonzalez, to discuss topics such as the impact last years’ natural disasters and distracted drivers have on the insurance industry, the influence and survival of insurtech companies, and Brown &

Cheetah Prints – September 2018

Employee Benefits Advisor Jim Grawburg recently published the September edition of his Cheetah Prints health insurance newsletter. Please download the PDF to read: -Does Your Health Plan Have a Plan? -IRS Increases HSA Limit for 2019 -Strategic Benefit Planning -Have You Benchmarked Your Healthcare Plan?

B & B CEO Interviewed by Wall Street Transcript

Check out the attached PDF to read an interview of our Brown & Brown Insurance CEO, Powell Brown, conducted by the Wall Street Transcript. Learn more about Brown & Brown’s growth, earnings, goals, and more! NYSE: BRO

How Are You Tackling Your Talent Retention Challenge?

By Jim Grawburg, Employee Benefits Advisor The Wall Street Journal recently reported that, for the first time in the history of the data, there are more job openings than people to fill those jobs.1 That assumes that every employee is a fit for every job available. What about your organization? Many companies report that the

May 2018 Advisor Newsletter

Please download the PDF to read the following articles: Lessons Learned: Open Enrollment 2018 The Potential Employer Liability of Offering a Group Life Programs Selling Your Interest in a Business? When & What to Tell Your Insurance Advisor Commercial Flood Insurance is All the Same… Right?!

Upcoming Seminar: May 17

We are excited to announce an upcoming seminar on May 17th: The Leave Management Puzzle, Challenges and Solutions. Check out the attached invitation, and please contact jnemeth@bbdetroit.com if you have any questions or would like to register. Thank you!

2018 Insurance Market Report

Check out the attached document for valuable insights on the state of the insurance marketplace, along with interesting market trends!

Lessons Learned: Open Enrollment 2018

By Tricia Godin, Employee Benefits Advisor Many employers who offer health benefits have completed their annual open enrollments for 2018. Of these businesses, how many have had a meaningful discussion and debrief on what worked, and what may not have worked well? If the employer used a benefit administration platform, how did it perform? The

Contractors’ Insurance: Change Orders & Work Adjustments- Are You Covered?

By Brian Pilarski, Commercial Insurance Advisor The plans are drawn up, the materials are on site. On paper, everything looks great, ready to roll. Installation starts and there are some problems.  The drawings and actual land/structures are slightly different.  The materials have some variations that pose difficulties. But the work has to get done. Big

The Illusion of Cheap & Good Insurance: Endless Pursuit of the Cheapest Business Insurance

By Brian Pilarski, Brown & Brown of Detroit Commercial Insurance Advisor I talk with hundreds of privately-held business owners, managers, and leaders throughout the year. Invariably, approximately 5% are seeking the “magic” fix to insurance costs (not our clients).  The relentless pursuit of that secret insurance program, the one that is so cheap yet pays

“Do You Want Fries with Your Insurance?” Order-Taking & Your Insurance Purchase

By Brian Pilarski, Brown & Brown of Detroit Commercial Insurance Advisor Walking into a fast-serve restaurant, we quickly scan the menu and submit our order. In some cases, additional offerings are made: “Would you like to add fries for only 30 cents more?” or “If you buy another one it is half-off. Buy one, get

Contract or Commodity: The Sequel

By Todd Piersol, Executive Vice President, Brown & Brown of Detroit A couple years ago I posted a an article called Contract or Commodity: https://bbtex.wpengine.com/contract-or-commodity/ , which made the argument that insurance policies should be given more attention as being true contracts versus a commoditized expense.  While my career as an insurance topic journalist may

“Insurance? Oh… Umm… Crazy weather lately, huh?” WHY I Work in Insurance

By Brian Pilarski, Commercial Insurance Advisor With the latest holiday season comes another set of awkward responses when people ask what I do for a living. I often joke that the best way to stop a casual conversation is to let people know you are in the insurance business.  People learn this and really don’t

Commercial Flood Insurance is All the Same, Right?

By Drew Strouse, Commercial Insurance Advisor I’ve never constructed a more incorrect statement regarding insurance in all my seven years in the business! Commercial flood insurance is most definitely not all the same. Let’s start with the basics: there are typically three routes for securing commercial flood insurance, all of which offer different limits of

Just in Time for the Holidays: The IRS Announces Intention to Access Pay or Play Penalties

The IRS recently “announced” its intentions to access penalties under the Employer Shared Responsibility Penalty (ESRP)- also known as “pay or play penalties.” This announcement was made by updating a series of over 60 FAQs that are published on the IRS website to address ESRP provisions under the ACA. In late 2017, the IRS intends