Contractors’ Insurance: Change Orders & Work Adjustments- Are You Covered?

By Brian Pilarski, Commercial Insurance Advisor The plans are drawn up, the materials are on site. On paper, everything looks great, ready to roll. Installation starts and there are some problems.  The drawings and actual land/structures are slightly different.  The materials have some variations that pose difficulties. But the work has to get done. Big

The Illusion of Cheap & Good Insurance: Endless Pursuit of the Cheapest Business Insurance

By Brian Pilarski, Brown & Brown of Detroit Commercial Insurance Advisor I talk with hundreds of privately-held business owners, managers, and leaders throughout the year. Invariably, approximately 5% are seeking the “magic” fix to insurance costs (not our clients).  The relentless pursuit of that secret insurance program, the one that is so cheap yet pays