Commercial Flood Insurance is All the Same, Right?

By Drew Strouse, Commercial Insurance Advisor I’ve never constructed a more incorrect statement regarding insurance in all my seven years in the business! Commercial flood insurance is most definitely not all the same. Let’s start with the basics: there are typically three routes for securing commercial flood insurance, all of which offer different limits of

Just in Time for the Holidays: The IRS Announces Intention to Access Pay or Play Penalties

The IRS recently “announced” its intentions to access penalties under the Employer Shared Responsibility Penalty (ESRP)- also known as “pay or play penalties.” This announcement was made by updating a series of over 60 FAQs that are published on the IRS website to address ESRP provisions under the ACA. In late 2017, the IRS intends

Selling Your Interest in a Business? Talk to Your Insurance Advisor!

By Brian Pilarski, Commercial Insurance Advisor, Brown & Brown of Detroit Over the past few years, with improved economic conditions and better run companies, we have seen a lot of sales, mergers, and acquisitions. As a business owner, hundreds of “to-dos” arise during the sale. One important “to-do” is to inform your property and casualty