The Skinny of It: Benefits of MEC Plans

By Sherman Edwards, Employee Benefits Advisor For the past few decades workers have increasingly relied on their jobs for access to health insurance, which would presumably be out of reach financially for most American workers. There are still employees who cannot afford major medical insurance, even when subsidized by their employers. It would likely be

Upcoming Group Benefits Renewals: Forecast & Savings Strategies

By Jerry Zaccardelli, Vice President of Employee Group Benefits As the fall season approaches, the benefits team at Brown & Brown of Detroit is beginning to gear up for their busy, pre-renewal season. A majority of employers’ group benefit programs renew on January 1, so we’ve been busy preparing to help our clients through the

Whose Fault Is It Anyway?: No-Fault & Collision Coverage, Explained

By Derek Wesch, Claims Manager SCREEECH, BOOM!! You were driving your kids to school when all of a sudden another vehicle suddenly slammed into the back end of your vehicle. The first thing you do is check on your kids. Thankfully, neither they nor you sustained any injuries. However, the same cannot be said for

The Potential Employer Liability of Offering a Group Life Program

By Steve Hettrick, Employee Benefits Advisor Many employers provide group term life insurance as part of their benefits offering. Group term life policies include an option that allows terminated employees to continue life insurance coverage at their own cost after their employment ends by converting the policy from group to individual coverage.  The option to

Hit the Brakes: Acceptable vs. Unacceptable Commercial Drivers & Why it Matters

By Brian Pilarski, Commercial Insurance Advisor  “Is this driver acceptable? If not, why?” “They told me they only had one ticket a couple of years ago!!!” A weekly scenario for us and our clients. With distracted driving now the number one cause of accidents, it’s especially important to ensure you’re hiring safe drivers. Commercial auto