General Liability coverage protects you and your business from lawsuits alleging negligence which results in bodily injury, property damage, personal and advertising injury, among other risks. It doesn't matter to your bottom line if a lawsuit has merit. Typically, the legal and defense costs are the most significant portion of a total claim and these claims can drag on for years before being dismissed or settled. Because of these skyrocketing jury verdicts and defense costs, many insurance carriers have discontinued offering coverage or raised premiums substantially. Brown & Brown helps you select those carriers offering the best coverage and at the most competitive premiums.