More property is destroyed and more lives lost from floods than from all other natural disasters combined. The National Weather Service estimates that floods cause more than $2 billion a year in property losses, and only a small fraction of these losses are typically covered by insurance protection. Most people mistakenly think their policies cover flood damage but many forms of water damage are excluded under standard policies. Alarmingly, even those who live in areas not designated as flood zones can and do suffer from floods.
The Federal Emergency Management Agency estimates that 41% of all flood losses recorded in the U.S. occur outside of established flood zones. As a home owner, you are more than 26 times more likely to have a flood than a fire at your home. Flood coverage is very affordable, especially if your home is outside of the current flood zone designations.
Brown & Brown offers Flood Insurance only to those customers who also insure their homes with us.
More property is destroyed and more lives lost from floods than from all other natural disasters combined. The National Weather Service estimates that floods cause more than $2 billion a year in property losses, and only a small fraction of these losses are typically covered by insurance protection. Most people mistakenly think their policies cover flood damage but many forms of water damage are excluded under standard policies. Alarmingly, even those who live in areas not designated as flood zones can and do suffer from floods. 
