Dental Practice Insurance Program® (DPIPSM)
General Information We represent the dentist. Brown & Brown is one of the largest insurance brokers in the world, yet one of the very few that actually specializes in serving dentists and their practices. Our company is one of the largest providers of insurance products to dental practices in the nation. Through Brown & Brown's DPIPSM, we help qualifying dentists access a wide array of insurance carriers offering ultra-competitive rates and coverage. We always represent the dentist in the insurance selection process and serve as the dentist's advocate during and after the sale. Most dentists purchase insurance for themselves and their practice from "direct writers", those insurance companies that sell directly to the public. These "direct writers" and their agents have a vested interest in this process... their own. Direct writers and their agents sell only their company's policies and therefore, they are primarily concerned with profiting from the insurance they sell you. This means that their primary goal is to cover few claims and minimize how much they do pay when forced to pay a claim. While their policies may sometimes appear inexpensive, how do you know if the coverage they offer is best for you or them? Who takes your side when claim problems or disputes arise? The problem with buying insurance from direct writers is that you have no advocate representing your interests in the transaction. You may think that the term "independent agent" means just that. Many people often mistakenly refer to an independent agent as "their agent". In actuality, an independent agent is by legal contract an agent of the insurance company (or companies) they represent and not the insurance buyer. Typically, most so called "independent" agents represent just a few insurance companies. Therefore, the agent's income is critically dependent upon these few insurance companies continuing to do business with them. In this scenario, whose interests are more likely to be served, yours or the insurance company's? Why choose Brown & Brown? Because of our size and scale we have access to virtually every insurance company doing business in North America. Since Brown & Brown's clients pay these insurance companies more than 7 billion dollars in premiums each year, we have the clout to negotiate the most competitive coverage and demand the most responsive service for our clients. For over 30 years, our company has specialized in covering the unique needs of dentists. In fact, our dental insurance programs are the established nationwide leaders in this field. While most direct writers or independent agents will offer you just one quote (or at best just a few choices), as a broker, we help you see all your options. Only then can we help you understand and select those choices that are the most competitive and best for you. At Brown & Brown, our mascot is the cheetah. The cheetah is the fastest and most adaptive land animal on earth. It knows it must compete to win and succeed at the hunt if it wants to eat. In everything we do, we strive to be like the cheetah; quick and agile at adapting to meet our customer's needs. Let us do the insurance hunting for you. Coverage We Offer:
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