You don't have to be a millionaire to be sued like one. Do you and your practice have adequate General Liability, Employer's Liability, and Auto Liability limits to protect your assets if you were sued? According to the recent Insurance Information Institute's Jury Verdict Research Report, you probably don't. AVERAGE jury awards for vehicle liability cases have grown to $316,000, average premises liability verdicts have exploded to $457,000, and average personal negligence awards have skyrocketed to $2,900,000! Are your insurance limits sufficient to protect your assets from just these average verdicts? An Umbrella Liability policy can offer you the added extra protection you need at very inexpensive premiums. Most Umbrella policies are a fraction of the cost of the underlying primary coverage limits they are designed to augment, each year. Can you afford to be without this added protection in today's lawsuit happy culture? Have your Brown & Brown representative provide you with Umbrella coverage options.
Brown & Brown offers Umbrella and Excess Liability coverage only to those dentists who also insure other exposures of their practice with us.